Operator
Good morning, ladies and gentlemen. Welcome to RBC’s 2025 Fourth Quarter Results Conference Call. Please be advised that this call is being recorded. [Operator Instructions]
I would now like to turn the meeting over to Asim Imran. Please go ahead.
Asim Imran
Senior VP & Head of Investor Relations
Thank you, and good morning, everyone. Speaking today will be Dave McKay, President and Chief Executive Officer; Katherine Gibson, Chief Financial Officer; and Graeme Hepworth, Chief Risk Officer. Also joining us today for your questions, Erica Nielsen, Group Head, Personal Banking; Sean Amato-Gauci, Group Head Commercial Banking; Neil McLaughlin, Group Head Wealth Management; Derek Neldner, Group Head Capital Markets and Jennifer Publicover, Group Head Insurance.
As noted on Slide 2 of the quarterly slides and the strategic update, our comments may contain forward-looking statements, which involve assumptions and have inherent risks and uncertainties. Actual results could differ materially. I would also remind listeners that the bank assesses its performance on a reported and adjusted basis, and considers both to be useful in
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