apital One Financial Corporation (NYSE:COF) Morgan Stanley US Financials, Payments & CRE Conference Call June 10, 2025 2:30 PM ET
Company Participants
Jeff Norris – Senior Vice President of Finance
Richard D. Fairbank – Founder, Chairman, CEO & President
Conference Call Participants
Jeffrey David Adelson – Morgan Stanley, Research Division
Jeffrey David Adelson
All right, everybody. We’re going to get started. Before I get started, I’m just going to read some disclosures. For important disclosures, see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosure. The taking of photographs and use of recording devices is not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. So very excited to have Rich Fairbank and Jeff Norris from Capital One join us today.
Question-and-Answer Session
Jeffrey David Adelson
Let’s get it underway. So a big question on everybody’s mind, Rich. You just closed the Discover deal 3 weeks ago. Now that you’ve been able to finally dig in, are you as excited as you were when you first announced the deal about 6 months ago? And maybe you can give us an update on the strategic vision of the combined companies and how that looks as you sit here today.
Richard D. Fairbank
Okay. Thank you, Jeff. Thanks, everybody, for being here in the room and on the webcast today. So yes, we’re very excited. It was a long journey to get here. But to get the deal approval and to get it closed as very big moment for Capital One and for our investors. So we’re only a few weeks into literally having — being inside the company. But — and so like I just want to say that our enthusiasm continues.
I’m really struck even though all along the way, we’ve learned more, really where we were
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