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Block, Inc. (XYZ) Q2 2025 Earnings Call Transcript

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Block, Inc. (NYSE:XYZ) Q2 2025 Earnings Conference Call August 7, 2025 5:00 PM ET

Company Participants

Amrita Ahuja – Foundational Lead, COO, CFO & Treasurer
Jack Dorsey – Co-Founder, Block Head & Chairman
Matthew Ross – Head of Investor Relations

Conference Call Participants

Dan Dolev – Mizuho Securities USA LLC, Research Division
Darrin David Peller – Wolfe Research, LLC
David John Koning – Robert W. Baird & Co. Incorporated, Research Division
Harshita Rawat – Sanford C. Bernstein & Co., LLC., Research Division
Matthew Casey O’Neill – Unidentified Company
Financial Technology Partners LP – Unidentified Company
Rayna Kumar – Oppenheimer & Co. Inc., Research Division
Tien-Tsin Huang – JPMorgan Chase & Co, Research Division
Timothy Edward Chiodo – UBS Investment Bank, Research Division
Trevor Ellis Williams – Jefferies LLC, Research Division

Operator

Good day, ladies and gentlemen, and welcome to the Block Second Quarter 2025 Earnings Conference Call. Today’s call will be 45 minutes. I would now like to turn the call over to your host, Matt Ross, Head of Investor Relations. Please go ahead.

Matthew Ross

Hi, everyone. Thanks for joining our second quarter 2025 earnings call. We have Jack and Amrita with us today. We will begin this call with some short remarks before opening the call directly to your questions. During Q&A, we will take questions from conference call participants.

We would also like to remind everyone that we will be making forward-looking statements on this call. All statements other than statements of historical fact could be deemed to be forward looking. These forward-looking statements include discussions of our outlook, strategy and guidance as well as our long-term targets and goals. These statements are subject to risks and uncertainties, including changes in macroeconomic conditions. Actual results could differ materially from those contemplated by our forward- looking statements. Reported results should not be considered an indication of

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